30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.786%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.423%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.185%  0.000%
5 Year Balloon
 Rate  APR  Points
 4.875%  4.876%  0.000%